A savings plan built for young savers
A youth savings plan paired with a friendly app — no monthly fees, and a trusted adult alongside every step of the way.
Getting started in four steps
Choose the right plan
Pick the plan that fits your saver — Young Saver, Saver Plus, or Family. Every option has no monthly fees and a low minimum to get started.
What's included
Savings growth rewards
Balances grow steadily over time, so saving feels rewarding.
No monthly fees
No monthly fees, ever — more of every contribution stays saved.
Mobile app access
Check balances, set goals, and add money from anywhere.
Low minimum to start
Get started with just a few dollars — saving should be easy to begin.
Games, calculators & lessons
The app makes money skills fun with age-appropriate, hands-on learning.
A trusted adult, always
Every plan includes a trusted adult, keeping young savers safe.
Common questions
A youth plan is always set up with a trusted adult alongside the young saver. They help with setup, can review activity, and keep things safe while the young saver learns to manage money and builds confidence over time.
No. There are no monthly fees on youth savings plans, so more of every contribution goes toward your saver's goals.
As kids save, they can earn growth rewards that help their balance increase over time. It is a simple way to make saving feel rewarding — see plan details for how rewards apply.
Just a low minimum opening contribution — a few dollars is enough to begin. You can add to the balance any time through the mobile app.
Yes. The mobile app makes it easy for you and your saver to add money from anywhere. Standard message and data rates may apply when using the app.
Important disclosures
Savings rewards: Growth rewards and rates may vary by plan. See your plan details for current reward terms.
Mobile app: Adding money through the app may be subject to eligibility and limits. Standard message and data rates may apply when using the app.
This page is for general educational purposes and is not financial advice. Getting started is subject to approval and identity verification. A trusted adult is required for all youth plans.
