[ Terms of Service ]

Terms of Service

Welcome to Claim Your Youth. By accessing or using our website located at claimyouryouth.com, or by engaging with any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, you must discontinue use of our website and services immediately. These Terms constitute a legally binding agreement between you ("User," "you," or "your") and Claim Your Youth ("Company," "we," "us," or "our").

1. Company Information

Claim Your Youth is a corporation operating a youth-focused financial education and savings platform. Our contact information is as follows:

Address: 2160 W State Road 434, Longwood, FL 32779

Phone: (888) 779-7536

Email: support@claimyouryouth.com

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Mobile numbers, SMS opt-in data, and consent information are not sold or shared with third parties or affiliates for marketing purposes.

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2. Description of Services

Claim Your Youth operates a youth-focused financial education platform through claimyouryouth.com that combines guided savings experiences with educational tools designed to teach young people money management skills. Our offerings include youth savings plans, a mobile application, interactive money games, age-appropriate financial literacy lessons, savings calculators, progress tracking dashboards, and money coaching services.

Our platform offers tiered plans to meet the needs of individual young savers and families, each providing varying levels of features including mobile access, educational content, savings tools, and dedicated coaching support. All services and features provided by Claim Your Youth are subject to availability and may be modified, updated, or discontinued at any time without prior notice.

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3. Financial Education Disclaimer

The information, tools, and educational content provided by Claim Your Youth are intended for general financial literacy and educational purposes only. Nothing on our website or within our programs constitutes professional financial advice, investment advice, tax advice, or legal counsel. The content available through Claim Your Youth should not be relied upon as a substitute for consultation with a qualified financial advisor, accountant, or attorney.

While Claim Your Youth offers guided savings experiences, individual savings progress depends on factors outside our control. Claim Your Youth makes no guarantees regarding specific financial outcomes or returns. Parents, guardians, and plan holders should conduct their own due diligence and consult with licensed financial professionals before making financial decisions. By using our platform, you acknowledge that you assume all risks associated with the use of the information and tools provided.

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4. User Obligations

By using our website and services, you represent and warrant that you are at least 18 years of age or are accessing the platform under the supervision of a parent or legal guardian who agrees to these Terms on your behalf. You agree to provide accurate, current, and complete information when creating a profile or enrolling in any program. You further agree to use our website and services solely for lawful purposes and in a manner that does not infringe upon the rights of, restrict, or inhibit the use and enjoyment of the website by any third party.

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5. Intellectual Property

All content, materials, trademarks, logos, graphics, text, images, and software appearing on the Claim Your Youth website are the exclusive property of Claim Your Youth or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any of our content without our prior written consent. Unauthorized use of any content on this website may violate copyright, trademark, and other applicable laws.

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6. SMS/MMS Messaging — Account Notifications

Claim Your Youth offers an SMS/MMS messaging program to deliver account notifications to our users. By providing your mobile phone number and opting in, you consent to receive autodialed or prewritten text messages from Claim Your Youth related to your plan, including but not limited to:

• Plan activation and enrollment confirmations

• Savings goal milestones and progress alerts

• Plan verification and security alerts

• Transaction notifications and balance updates

• Billing and payment confirmations

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These messages are transactional and informational in nature. They are not promotional or marketing messages. You will not receive advertising, sales offers, discount promotions, or any marketing communications via this SMS program.

Important SMS Compliance Information

Consent: You must provide express written consent before receiving any SMS/MMS messages from Claim Your Youth. Consent is obtained through a compliant opt-in process (e.g., checking a box on a web form, texting a keyword to our short code, or signing a written consent form). Consent is not a condition of purchase and may be revoked at any time.

Opt-In Confirmation: Upon opting in, you will receive a one-time confirmation message verifying your enrollment. Example: "You have opted in to receive service notifications from Claim Your Youth. Reply STOP to unsubscribe. Reply HELP for assistance. Msg & data rates may apply."

Message Frequency: Message frequency varies depending on your plan activity (e.g., savings updates, enrollment updates, security events). You will only receive messages that are directly related to your plan activity.

Opt-Out: You may opt out of receiving SMS/MMS messages at any time by texting STOP to [INSERT SHORT CODE]. Upon receiving your opt-out request, we will send you a single confirmation message: "You have been unsubscribed from Claim Your Youth service notifications. No further messages will be sent. Reply HELP for assistance." After opting out, you will no longer receive any text messages from Claim Your Youth unless you re-enroll.

Help: For assistance, text HELP to [INSERT SHORT CODE] at any time or contact us directly at support@claimyouryouth.com or (888) 779-7536.

Costs: Message and data rates may apply depending on your mobile carrier and plan. Claim Your Youth is not responsible for any fees charged by your carrier.

No Sharing of SMS Data: We do not sell, rent, loan, trade, lease, or otherwise transfer for profit any phone numbers or personal information collected through our SMS/MMS messaging program to any third party. Your information will only be shared with third-party service providers who assist us in delivering text messages (e.g., SMS aggregators and mobile carriers), and solely for the purpose of transmitting your messages.

Supported Carriers: Our SMS program is supported on the following carriers: AT&T, T-Mobile, Metro PCS, Verizon Wireless, US Cellular, Google Voice, Cellular One, Cellcom, Cellular South, Interop, and Clearsky.
Carriers are not liable for delayed or undelivered messages.

View our Privacy Policy.

7. Disclaimer of Warranties

THE WEBSITE AND ALL SERVICES PROVIDED BY CLAIM YOUR YOUTH ARE OFFERED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, CLAIM YOUR YOUTH DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

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8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CLAIM YOUR YOUTH AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE OUR WEBSITE OR SERVICES, REGARDLESS OF THE THEORY OF LIABILITY.

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9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State in which Claim Your Youth is incorporated, without regard to its conflict of law principles. Any disputes arising from or related to these Terms or the use of our website and services shall be resolved exclusively in the state and federal courts located within the jurisdiction of Claim Your Youth's principal place of business. You consent to the personal jurisdiction of such courts.

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10. Modifications to These Terms

Claim Your Youth reserves the right to update, amend, or modify these Terms at any time and at our sole discretion. Any changes will be reflected on this page, and the revised Terms will take effect immediately upon posting. Your continued use of the website or services after any changes constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically to stay informed of any modifications.

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11. Contact Information

If you have any questions, concerns, or inquiries regarding these Terms of Service, please contact us using the information below: