Simple, family-friendly accounts

No monthly maintenance fees and a low minimum to open. Pick the account that fits your family.

Young Saver

Perfect for kids just starting their savings journey.

$5

minimum to open

Open account
What's included
No monthly maintenance fees
Competitive dividends on balances
Free mobile & online banking
Mobile check deposit
Money games & lessons
Saver Plus

Great for tweens and teens building steady saving habits.

$8

minimum to open

Open account
What's included
Everything in Young Saver
Goal-setting & savings calculators
Progress tracking dashboard
Priority family support
One-on-one money coaching
Family

Open accounts for the whole family and learn together.

$10

minimum to open

Open account
What's included
Everything in Saver Plus
Dedicated family coach
Advanced fraud protection
Full progress & insights
Accounts for the whole family
Young Saver

Perfect for kids just starting their savings journey.

$5

minimum to open

Open account
What's included
No monthly maintenance fees
Competitive dividends on balances
Free mobile & online banking
Mobile check deposit
Money games & lessons
Saver Plus

Great for tweens and teens building steady saving habits.

$8

minimum to open

Open account
What's included
Everything in Young Saver
Goal-setting & savings calculators
Progress tracking dashboard
Priority family support
One-on-one money coaching
Family

Open accounts for the whole family and learn together.

$12

minimum to open

Open account
What's included
Everything in Saver Plus
Dedicated family coach
Advanced fraud protection
Full progress & insights
Accounts for the whole family

Compare accounts

Compare accounts, features, and benefits to choose the plan that fits your family.

Feature list

Choose the account that best fits your family

Young Saver
Saver Plus
Price
Mobile & online banking
Savings goal tracking
Email support
Priority support
Dedicated support
Money lessons & games
Dedicated family coach
Family support
Personalized savings goals
Advanced fraud protection
Monthly savings reports
Competitive dividends
Full progress & insights
Money coaching
Shared family dashboard

What families say

Real feedback from families building money confidence and lasting saving habits.

Opening an account for my kids was simple, and now they actually look forward to saving. Watching their balances grow has been wonderful for our whole family.

The games and lessons make money click for my son. He checks his savings goal every week and feels proud of every deposit.

I wanted to give my grandkids a head start, and this made it easy. They're learning habits that will last a lifetime.

I wanted to give my grandkids a head start, and this made it easy. They're learning habits that will last a lifetime.

The games and lessons make money click for my son. He checks his savings goal every week and feels proud of every deposit.

Opening an account for my kids was simple, and now they actually look forward to saving. Watching their balances grow has been wonderful for our whole family.

Opening an account for my kids was simple, and now they actually look forward to saving. Watching their balances grow has been wonderful for our whole family.

The games and lessons make money click for my son. He checks his savings goal every week and feels proud of every deposit.

I wanted to give my grandkids a head start, and this made it easy. They're learning habits that will last a lifetime.

I wanted to give my grandkids a head start, and this made it easy. They're learning habits that will last a lifetime.

The games and lessons make money click for my son. He checks his savings goal every week and feels proud of every deposit.

Opening an account for my kids was simple, and now they actually look forward to saving. Watching their balances grow has been wonderful for our whole family.

As a parent and a teacher, I love how clear and age-appropriate everything is. Saving finally feels approachable for kids.

My teen set her first savings goal and hit it in a month. The progress tracking keeps her motivated to keep going.

My daughter opened her first account here and she's hooked. No fees, real dividends, and the whole family can learn together.

My teen set her first savings goal and hit it in a month. The progress tracking keeps her motivated to keep going.

As a parent and a teacher, I love how clear and age-appropriate everything is. Saving finally feels approachable for kids.

My daughter opened her first account here and she's hooked. No fees, real dividends, and the whole family can learn together.

As a parent and a teacher, I love how clear and age-appropriate everything is. Saving finally feels approachable for kids.

My teen set her first savings goal and hit it in a month. The progress tracking keeps her motivated to keep going.

My daughter opened her first account here and she's hooked. No fees, real dividends, and the whole family can learn together.

My teen set her first savings goal and hit it in a month. The progress tracking keeps her motivated to keep going.

As a parent and a teacher, I love how clear and age-appropriate everything is. Saving finally feels approachable for kids.

My daughter opened her first account here and she's hooked. No fees, real dividends, and the whole family can learn together.

Your questions, answered

Everything families need to know about youth savings accounts, the app, and getting started.

How do I open an account?

Opening an account takes just a few minutes. An adult joint holder signs up, adds the young saver's details, and makes a low minimum opening deposit. Once verified, you can start saving right away.

Who can open a youth savings account?

Any young saver can have an account, with an adult joint holder on every account. The adult helps manage things while the child learns to save and build good habits.

Is my child's money safe?

Yes. Every account is protected with bank-level encryption, and a required adult joint holder helps keep your child's savings safe and supervised.

What can my child do in the app?

Kids can check their balance, set savings goals, deposit by phone, play money games, and work through age-appropriate lessons — all in one friendly app.

Are there any monthly fees?

No. There are no monthly maintenance fees, and accounts open with a low minimum deposit.

Does my child earn dividends on savings?

Yes. Balances earn competitive dividends, so every deposit grows over time and saving feels rewarding.

Can the whole family have accounts?

Absolutely. Families can open accounts for more than one child and learn together, with a shared view for supporting adults.

Is support available when I need it?

Yes. Our support team is here to help families get the most out of saving, with friendly help whenever you need it.

How do the lessons and games work?

Lessons and games are built around each saver's age, turning everyday money moments into real understanding through play and practice.