Tools that make saving fun and simple

Real savings accounts, money games, calculators, and lessons — everything young savers need to build confidence with money.

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Seamless online payments
Connect effortlessly with existing software and systems.
Effortless in-store payments
Connect effortlessly with existing software and systems.
Seamless mobile payments
Our platform ensures secure transactions with advanced encryption.
Pay-by-link and QR code payments
Easily send payment requests via links or QR codes.

Safe & reliable saving

Protect every young saver with bank-level security and a required adult joint holder on every account.

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A real youth savings account

A genuine savings account kids own, earning competitive dividends on every dollar.

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Mobile & online banking

Check balances, set goals, and deposit by phone with secure mobile and online banking.

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Games & lessons

Fun money games and age-appropriate lessons turn saving into a skill kids enjoy.

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Money lessons

Age-appropriate lessons that turn everyday money moments into real understanding.

Easy account setup

Open a youth account in minutes with a simple, guided process.

Goal tracking

Set savings goals and watch progress update in real time.

Powered by trusted technology

We build on secure, proven infrastructure so families can save with confidence.

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Developer-friendly API

Common patterns for partners building on our platform

// Open a youth savings account const account = await cyi.accounts.create({ saver: 'child', jointHolder: 'parent', openingDeposit: 25 }); // Confirm the new account const { error } = await cyi.accounts.confirm({ accountId: account.id, verified: true });

// Add a young saver const saver = await cyi.savers.create({ name: 'Young Saver', age: 10, account: account.id }); // Set a savings goal const goal = await cyi.goals.create({ saver: saver.id, target: 100 });

// Record a deposit const deposit = await cyi.deposits.create({ account: account.id, amount: 20, source: 'mobile' }); // Check savings progress const progress = await cyi.goals.progress({ account: account.id });